Paul Ryan Unveils The Republican Alternative To Obama's Affordable Care Act

Paul Ryan Unveils The Republican Alternative To Obama's Affordable Care Act”

"What people need to know is that we have good ideas for what we ought to replace it with".

Rep. Kevin Brady, R-Texas, is chairman of the House Ways and Means Committee. The tax credits would be available at the beginning of the month to be applied to people's healthcare plan of choice, and would be adjusted by age so that the tax credit grows over time.

- Expanding the use of private health savings accounts, or HSAs.

Protect doctors and nurses from being forced to perform abortions against their religious or moral convictions.

Families USA Executive Director Ron Pollack, who pushed hard for passage of the Affordable Care Act, said: "Make no mistake, Ryan's approach is not a better way forward, but a bitter path backward that returns us to the bad old days when vast swaths of Americans were left to the tender mercies of the insurance industry and could not afford needed care". The House has voted about 50 times to repeal or defund Obamacare, and in January Congress sent Obama legislation for the first time repealing most of the law. In response, Democrats have criticized Republicans for failing to offer an alternative. As Carly Fiorina put in one of the GOP debates, "the one thing in health insurance we've never tried (is) the free market". The main trick to making such a mechanism work is funding it. But enacting new taxes to pay for social benefits for the socially vulnerable is not exactly a passion for the Republican Party or Paul Ryan. There would be tax credits, though it doesn't say how much, and it would be funded by limiting the tax deduction for employer-sponsored insurance, though it doesn't specify that either. It offers a tax credit to those who don't have insurance through their employer or government programs, and while it doesn't specify the size of that tax credit, it suggests it would be large enough to "purchase the typical pre-Obamacare health insurance plan". "Our plan ensures every American, healthy or sick, will have the comfort of knowing they can never be denied a plan from a health insurer".

Under the plan, exports overseas would no longer face a US tax while all imports into the country would be taxed regardless of location. These plans are extensive and include, but are not limited to repealing the Center for Medicare and Medicaid Innovation, combining Medicare Parts A and B, and gradually increasing the Medicare retirement age to match that of Social Security.

The Republican vision, according to the blueprint, would redesign Medicare "into a fully competitive market-based model-known as premium support". It would create "major medical liability reform", increase the use of health savings accounts (HSAs), and strengthen Medicare by "letting seniors pick their preferred plan". To design their programs, states would take a lump sum from the federal government in the form of either a block grant or a per capita payment.

The Republican overhaul would retain some of Obamacare's more popular provisions, though.

Under the plan, insurance companies could not charge higher rates to people with pre-existing conditions so long as they maintain continuous coverage, whether from an employer or in a policy they purchase themselves.

The new House GOP plan's architects argue that the reduced federal regulations and requirements will make coverage more affordable for everyone.

Repealing the current law, however, which House Republicans say needs to be the starting point for future reforms, would leave 24 million more Americans without health coverage, according to one recent estimate from the Washington-based Urban Institute. The Republican plan would allow states that made a decision to expand Medicaid before this year to keep the expansion, while preventing any new states from doing so. He also said there is no deadline planned for crafting the legislative. It would also require submitting any proposals for a nonpartisan fiscal scoring from the Congressional Budget Office, potentially exposing significant long-term costs.

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